2025 401k Contribution Limit Irs. The 401 (k) employee contribution limit for 2025 is $23,000. Employees can invest more money into 401 (k) plans in 2025, with contribution limits increasing from 2023’s $22,500 to $23,000 for 2025.

The contribution limits for individual. In 2025, the irs raised the limit for annual ira contributions to $23,000 for people under 50 and $30,500 for those 50 and older, a $500 increase from 2023.